What online rent collection actually needs to do
Collecting rent is more than accepting a payment. A landlord needs recurring charges, autopay, partial payment handling, late-fee logic, deposit tracking, refunds, and a clean per-lease ledger the tenant can also see. Ayillo runs each of those on the same record so the total the tenant owes is always the total the owner sees.
ACH is the default because it is free for the resident and settles in two to three business days. Card is offered when speed matters and covers its own processor fee. Autopay is enabled per lease, per resident, and can be paused without breaking the ledger.